Getting our clients back on "Trakk"For the road ahead

About the AutoTrakk Program

About Our Program

If you have moderate to severe credit problems and have had problems obtaining credit for an automobile, AutoTrakk may be just the program for you.

Our program provides:

  • The opportunity to drive a late model, low mileage, reliable car.
  • 24 to 48 month programs with affordable weekly payments.
  • Lease end purchase options.
  • We even include a warranty on every car.
  • Built in electronic payment book to help you to manage your money.
  • Most Importantly, we report regularly to the credit bureaus.

My divorce left my credit in shambles and I needed a dependable car to get to work every day.

Without AutoTrakk I'd still be taking the bus."

- Denise divorce



What Do I Need to Qualify?

We have no minimum credit score! In order to qualify for AutoTrakk, you need only meet a few requirements.

You probably qualify if you:

  • Have three years of local residency.
  • Have one to five years of employment in the same line of work.
  • Have a minimum of $1,000 down, cash or trade. More helps you!
  • Have a minimum income of $2,000 per month, single.
  • Have had any bankruptcies discharged.

When our son was born we had medical bills that insurance wouldn't pay. Our debts were so high we didn't think we'd ever get back to normal.

AutoTrakk helped us get a good dependable car..
- Jim and Daneen medical_bills


Payment Options


  • Online:

    AutoTrakk customers can now make payments quickly and securely online 24 X 7 on the AutoTrakk website. The AutoTrakk secure payment system accepts PayPal.

"I find it easier to budget a small payment every
week than one bigger one each month.

And I love the fact that I can make my payment
to AutoTrakk anytime online or over the phone."


easier to budget


  • Automated Pay By Phone:

Call Toll Free 1-844-361-9103

We accept Visa, Mastercard, Discover and
all accredited Debit Cards. (Requires entry of your SSN and credit/debit card number.)

Call anytime 24 X 7



  • By Telephone:

Call Toll Free 1-888-689-7117

We accept Visa, Mastercard, Discover and
all accredited Debit Cards.

Call 8:30am- 8:00pm Monday through Friday or 9:00am - 3:00pm Saturdays


  • By Wire:

    How to Make an ExpressPayment:
    1. Call MoneyGram at 1-800-555-3133 to find the nearest location that accepts payments or click here. All WalMart stores accept MoneyGram.
    2. Call AutoTrakk to get your account number. If you cannot call Auto Trakk, use your last name as your account number.
    3. At the MoneyGram location, complete the blue ExpressPayment form. Auto Trakk's receive code is 2995 and Bama is 3020.
      Note: some locations, like CVS/Pharmacy are formless. Look for the MoneyGram phone/kiosk in the customer service area.
    4. At the MoneyGram location, make your payment in cash along with the associated MoneyGram fee. $ 00.01 to $ 50.00, fee is $3.99.
      $ 50.01 to $200.00, fee is $5.99.
      $200.01 and up fee is $8.99.
    5. Call AutoTrakk after 10 minutes and get your code. If you are making a payment after normal business hours, call AutoTrakk the following morning after 8:30 am. Your local MoneyGram agent accepts cash only.
    MoneyGram ExpressPayment Home

How Do I Apply?

AutoTrakk works through a network of established dealers. In order to qualify for Auto Trakk, you need only meet a few requirements.

To Apply for an AutoTrakk Lease:

  • Locate the dealer nearest you
  • Contact your dealer and tell them you'd like to become an AutoTrakk customer.
  • The dealer will give you a short application to complete (or do it for you).
  • Within a few minutes your dealer will be able to show you all the vehicles on the lot that qualify for the AutoTrakk Program.
  • Make your best deal with the dealer and leave the rest to AutoTrakk and your dealer.
  • To get started, CLICK HERE to locate a dealer near you.

My student loans really knocked my credit score down. I got turned down for an auto loan three times before I found out about the AutoTrakk program."

"Now I have a car I like and I can afford the weekly payments. AutoTrakk is the best thing that's happened to me since graduation." -Richie medical_bills


Activate Your Lease

Be sure to take a few minutes to call 888-689-7117 within 72 hours to activate your Auto Trakk Lease and receive your first payment code.

WARNING: Your car will no longer start if you do not activate your lease.

Change Your Account Information

To change your account information you must first log on to your online profile.

Click here to log on to your existing profile.

Click here to create a customer profile if you have not yet created one.